:root{--ink:#2a1a0e;--muted:#6b5846;--bg:#fbf6ef;--card:#fff;--brand:#b45309;--brand2:#92400e;--accent:#1d4ed8;--line:#eaddc9}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:18px/1.7 Georgia,"Times New Roman",serif;color:var(--ink);background:var(--bg)}
h1,h2,h3,.nav,.btn,label,select,table,.stat,.note,footer,.plan{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
a{color:var(--accent)}a:hover{color:#1e3a8a}
header.site{background:var(--ink);position:sticky;top:0;z-index:5}
.wrap{max-width:900px;margin:0 auto;padding:0 20px}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:60px;flex-wrap:wrap}
.brand{font-weight:800;font-size:19px;color:#fff;text-decoration:none}.brand span{color:#fbbf24}
.nav a.link{margin-left:18px;text-decoration:none;color:#e5d3bd;font-size:15px}
.btn{display:inline-block;background:var(--brand);color:#fff!important;padding:12px 22px;border-radius:6px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:16px}
.btn:hover{background:var(--brand2)}
.hero{padding:50px 0 18px}.hero h1{font-size:clamp(30px,5vw,44px);line-height:1.15;margin:0 0 14px}.hero p.lead{font-size:21px;color:var(--muted)}
.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:24px;margin:20px 0}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.grid .card{margin:0}.grid h3{margin-top:0;font-size:18px}
label{display:block;font-weight:600;font-size:14px;margin:12px 0 4px}
select{width:100%;padding:10px 12px;border:1px solid var(--line);border-radius:6px;font-size:16px;background:#fff}
.cols{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.plan{background:#fff7e6;border:1px solid #f3d9a4;border-radius:10px;padding:18px 20px;font-size:16px}.plan h4{margin:0 0 4px;font-size:15px;color:var(--brand2)}.plan p{margin:0 0 12px;line-height:1.5}
article h1{font-size:clamp(28px,4.4vw,40px);line-height:1.2;margin:32px 0 10px}article h2{margin-top:32px;font-size:26px}
.callout{background:#eff6ff;border:1px solid #bfdbfe;border-radius:10px;padding:16px 18px;margin:24px 0;font-family:system-ui,Arial,sans-serif;font-size:16px}
table{border-collapse:collapse;width:100%;margin:16px 0;display:block;overflow-x:auto}th,td{border:1px solid var(--line);padding:9px 12px;text-align:left;font-size:15px;vertical-align:top}th{background:#fbefd9}
footer.site{background:var(--ink);color:#e5d3bd;margin-top:50px;padding:32px 0;font-size:15px}footer.site a{color:#fff}
.crumbs{font-size:14px;color:var(--muted);margin-top:22px;font-family:system-ui,Arial,sans-serif}.note{font-size:14px;color:var(--muted)}
@media(max-width:560px){.nav a.link{margin-left:0;margin-right:14px}}